Intelligent fraud prevention that protects revenue
Compliance-first fraud controls for modern pay-in and pay-out flows. Detect, score, and stop fraud in real time while preserving approval rates for good customers.
The Evolving Fraud Challenge
Attackers adapt quickly—card testing, ATO, social engineering, and synthetic identities move across geos and payment methods. You need layered defenses that learn from your traffic and adapt without adding unnecessary friction.
Card testing
High-velocity attempts across BINs and low-value carts
Account takeover
Compromised credentials and session hijacking
Synthetic identity
Blended real/fake data to bypass naive checks
Defense in depth: signals, models, and rules tuned to your traffic mix
Comprehensive Multi-Layer Protection
Combine machine learning, device intelligence, behavior analytics, and an explainable rules engine for defense in depth.
Machine Learning Fraud Scoring
Models trained on your traffic and enriched with network signals deliver real-time risk scores that are explainable and ...
Device Intelligence
Recognize devices, correlate identities, and spot evasion tactics (emulators, sp...
Behavior Analytics
Detect anomalies from typing cadence to navigation patterns. Escalate only when ...
Explainable Rules Engine
Ship rules without code, run A/B tests, version safely, and promote with guardra...
Machine Learning Fraud Scoring
Models trained on your traffic and enriched with network signals deliver real-time risk scores that are explainable and tunable.
Interactive Machine Learning Fraud Scoring Demo
Real-time visualization coming soon
How Our Fraud Prevention Works
Inline decisioning with progressive friction: approve clean traffic, step-up when warranted, and block coordinated abuse.
Data Collection
Collect device, network, behavior, and payment context without adding form friction.
Risk Analysis
ML models and rules blend into a single score with reasons you can review and tune.
Decision Engine
Approve, step-up (2FA/KBA/document), queue for review, or decline—based on policy and thresholds.
Continuous Learning
Feedback loops from outcomes, disputes, and chargebacks improve future decisions.
Complete End-to-End Protection
Coverage spans pre-authorization screening through post-transaction monitoring. You control thresholds, rules, and step-up policies per market and product.
Why Choose TheroPay Fraud Prevention
Reduce losses without throttling growth, and keep full control over policy and rollout.
Protect Revenue
Cut fraud losses while preserving approvals for legitimate customers.
Progressive Step-Up
Additional verification only when warranted by risk—not by default.
Real-Time Decisions
Inline scoring with policies you define, plus queueing for manual review when needed.
Higher Conversion
Minimize false positives with explainable scores and post-launch tuning.
Learns From Outcomes
Models improve using labels from approvals, declines, disputes, and chargebacks.
Policy Control
No-code rules, safe rollouts, full auditability, and environment parity.
Tailored Fraud Prevention For Every Business
Tune policies by product, market, and payment method without rebuilding your stack.
E-Commerce
Block card testing and refund abuse while keeping checkout fast.
Subscription
Defend against free-trial abuse and ATO; protect retries without spiking declines.
Marketplaces
Multi-party risk controls, seller onboarding checks, and dispute workflows.
Financial Services
KYC/KYB orchestration, AML alignment, and layered fraud signals.
// Create a fraud analysis request
const analysis = await theropay.fraud.analyze({
customer: {
id: "cus_123456",
email: "[email protected]",
ipAddress: "192.0.2.1",
},
transaction: {
amount: 9999,
currency: "usd",
items: [{ name: "Premium Subscription", price: 9999 }]
},
device: { fingerprint: "df_12345" }
});
// Use the result with progressive friction
if (analysis.score >= 85) {
return initiateStepUpAuth(analysis.id);
} else if (analysis.score >= 65) {
return queueForReview(analysis.id);
} else {
return processPayment(paymentMethodId);
}Simple API integration with comprehensive fraud analysis
Easy to Implement
API-first with SDKs, webhooks, and no-code options. Roll out safely with versioning and staged policies.
RESTful API
Comprehensive endpoints with examples
Client & Server SDKs
Libraries for major stacks
No-Code Options
Plugins for common platforms
Implementation Support
Guidance for complex environments
Success Stories
How teams tuned controls for both safety and conversion.
Frequently Asked Questions
Everything you need to know about our fraud prevention solutions
TheroPay supports all major card networks including Visa, Mastercard, American Express, Discover, JCB, UnionPay, and many more. Our global acquiring network ensures you can accept payments from customers worldwide.
Ready to Strengthen Your Fraud Defenses?
Adopt layered controls that protect revenue without sacrificing conversion.