About TheroPay
We believe payments infrastructure should be boring
Not because it's unimportant, but because it should work so well that businesses never have to think about it. That's why we built TheroPay.
Our Mission
Modern businesses still depend on payment stacks that are reactive, opaque, and stitched together. Teams ship features but wrestle with banking projects, manual reviews, and brittle ledgers.
TheroPay is building the intelligent backbone for money movement: predictable rails for pay-ins and pay-outs, wallet primitives, and controls that make compliance and risk management part of the product—by design.
"The best infrastructure is invisible. When payments just work—when compliance is automatic, when fraud is prevented, when money moves exactly as expected—teams can focus on changing the world instead of fighting their tools."
— TheroPay Founding Team
What We Stand For
These values guide every decision we make, from how we write code to how we treat each other.
Relentless Focus
We exist to solve one problem exceptionally well: making money movement predictable, compliant, and intelligent in regulated markets.
Trust Through Transparency
Every decision, every algorithm, every control is explainable. Our clients trust us because they understand exactly how we work.
People Over Process
Great technology comes from great people. We hire for character, train for skill, and create an environment where excellence thrives.
Innovation with Purpose
We don't build features—we solve fundamental problems. Every line of code serves our mission of making payments infrastructure boring and reliable.
Our Roadmap
From first principles to dependable infrastructure.
Foundation
Company formed, platform architecture defined, controls designed alongside APIs.
Launch & Learn
First production programs, policy-driven onboarding, inline decisioning with explainable outcomes.
Scale & Coverage
Broader currency and corridor support, region-aware controls, deeper bank integrations.
Operational Excellence
Near-zero operational toil: automated reconciliations, deterministic settlement windows, stronger SLOs.
Ecosystem
Open, well-documented primitives other fintechs can build on—without sacrificing safety.
Meet Anton
Anton is our approach to risk, encoded: prevent first, explain always, learn continuously. It surfaces signal, not noise, and keeps humans in the loop for decisions that matter.
Inline Decisions
Low-latency scoring at the transaction edge
Explainable Outcomes
Reason codes and policy traces for auditors and developers
Continuous Learning
Models adapt to emerging patterns with guardrails
Anton AI Dashboard
Real-time intelligence engine
How We Operate
These principles shape how we build, how we work, and how we make decisions every day.
No Compromises on Security
We'd rather lose a deal than compromise on security. Every system, every API, every integration is built with defense-in-depth from day one.
Simplicity is Sophistication
The most complex problems deserve the simplest solutions. Our APIs are powerful because they're elegant, not because they're complicated.
Compliance by Design
Policy, screening, monitoring, and audit trails are built into the platform—not bolted on. Controls evolve with regulation.
Data is Sacred
We protect our clients' data like our own lives depend on it. Privacy isn't a feature—it's a fundamental right that we architect into everything we build.
Our People
We're a team of engineers, operators, and domain experts who've spent our careers in the trenches of payments, banking, and financial regulation. We build tools we'd trust to run our own businesses.
What unites us isn't just technical expertise—it's a shared frustration with how payments infrastructure works today, and a belief that we can build something dramatically better.
Remote-First, Relationship-Focused
Great work happens when great people have the flexibility to do their best work, wherever they are.
Continuous Learning
The payments industry evolves fast. We invest heavily in keeping our team at the cutting edge.
Ownership & Impact
Everyone owns a piece of our mission. Big decisions are made together, and everyone's voice matters.
This is just the beginning
Every day, we get closer to our vision: a world where payments infrastructure is so reliable, so intelligent, and so transparent that businesses never have to think about it. Where compliance is built in, fraud is prevented, and money moves exactly as expected.
We're not there yet. But we're building something that will outlast all of us—primitives and controls that enable the next generation of businesses to ship faster and sleep better.