Proactive risk management for payment operations
Protect your business with our comprehensive risk management platform that identifies, assesses, and mitigates payment risks in real-time.
Find Your Perfect Balance Between Risk and Growth
Adjust the slider to see how our risk management system adapts to your risk tolerance level.
Lower Risk
Approach
Higher Risk
Approval Rate
Estimated approval rate based on your risk tolerance setting
Fraud Loss
Estimated fraud loss as percentage of total volume
Revenue Impact
Potential revenue increase from optimized risk settings
Multi-Dimensional Risk Management
Our platform addresses all aspects of payment risk to provide complete protection for your business.
Merchant Risk Capabilities
Key Features
- Merchant due diligence and risk scoring
- Industry risk classification
- Business model evaluation
- Financial stability assessment
- Historical performance analysis
Benefits
- Reduce financial losses
- Protect your reputation
- Maintain regulatory compliance
- Optimize approval rates
- Gain competitive advantage
How It Works
Our merchant risk management system uses a combination of advanced AI, rules-based logic, and human expertise to identify, assess, and mitigate risks across your payment operations.
Identification
Detect potential risks through data analysis and pattern recognition
Assessment
Evaluate risk severity and potential impact on your business
Mitigation
Apply appropriate controls to reduce or eliminate identified risks
Monitoring
Continuous tracking and analysis to ensure ongoing protection
Your Risk Command Center
Our comprehensive risk management dashboard gives you complete visibility and control over your payment risk landscape.
Risk Scoring
Comprehensive risk scoring system that evaluates merchants, transactions, and customers.
Custom Rules Engine
Build and deploy custom risk rules without code using our intuitive interface.
AI Prediction Models
Machine learning models that identify emerging risks and predict potential issues.
Network Intelligence
Leverage insights from across our global network to identify coordinated risk patterns.
Risk Trend
Recent Alerts
Real Business Impact
Our customers see significant improvements in key metrics after implementing our risk management solution.
Average reduction in overall transaction losses
Good transaction approval rate while mitigating risk
Decrease in false positive risk alerts
Continuous risk monitoring with real-time alerts
Risk-Reward Optimizer
Our advanced algorithms continuously analyze your transaction data to find the perfect balance between risk mitigation and revenue maximization, adjusting in real-time to changing conditions.
See How Businesses Thrive with Smart Risk Management
Learn how our customers transformed their approach to payment risk
API Integration
// Integrate risk management with a few lines of code
const riskAnalysis = await theropay.risk.analyze({
merchantId: "mch_12345",
transactionId: "txn_6789",
amount: 9999,
currency: "USD",
customerIp: "192.168.1.1",
...additionalData
});
// Use the risk assessment to make business decisions
if (riskAnalysis.score < 50) {
// Proceed with transaction
} else if (riskAnalysis.score < 80) {
// Add additional verification
} else {
// Decline or review manually
}Our comprehensive REST API allows seamless integration with your existing systems.
Easy to Implement
Our risk management solution is designed to integrate smoothly with your existing payment infrastructure, with flexible options to suit your technical needs.
Frequently Asked Questions
Everything you need to know about our risk management solution
How is TheroPay's risk management different from standard fraud prevention?
While fraud prevention focuses specifically on identifying and stopping fraudulent transactions, our risk management solution takes a holistic approach by addressing multiple risk dimensions including merchant risk, transaction risk, chargeback risk, and regulatory risk. We provide a comprehensive framework for identifying, assessing, and mitigating all payment-related risks, not just fraud, allowing for a balanced approach that optimizes both security and approval rates.
Can I customize the risk rules to match my business needs?
Absolutely. Our platform features a no-code rules engine that allows you to create and modify risk rules without technical expertise. You can set custom thresholds, define specific conditions, and create business-specific risk profiles. For enterprise clients, we offer additional customization through our Professional Services team who can develop complex, industry-specific risk models tailored to your unique business requirements.
How quickly can we implement your risk management solution?
Most businesses can implement our core risk management features within 1-3 weeks, depending on your technical resources and integration approach. Our API-first design, SDKs, and platform plugins make integration straightforward, and our implementation team provides comprehensive support throughout the process. For complex enterprise implementations, we offer managed implementation services to ensure a smooth transition.
How do you balance risk management with customer experience?
Our risk management approach is designed to minimize friction for legitimate customers while providing robust protection. We use a risk-based authentication model that only adds verification steps when necessary, based on the risk level of each transaction. This approach, combined with our machine learning models that continuously improve with your transaction data, ensures high approval rates for good transactions while effectively blocking truly risky ones.
Do you provide reporting and analytics for risk management?
Yes, our solution includes comprehensive reporting and analytics capabilities. The dashboard provides real-time visibility into key risk metrics, historical trends, and detailed drill-down capabilities. You can generate custom reports, set up automated alerts for specific risk thresholds, and export data for further analysis. Our analytics engine also identifies patterns and provides actionable insights to continuously improve your risk management strategy.
Take Control of Your Payment Risks
Join hundreds of businesses that have transformed their approach to risk management, optimizing their payment operations for both security and growth.