TheroPay LogoTheroPay
CARD PROCESSING

Superior card processing for modern businesses

Accept payments globally with industry-leading approval rates. Our specialized solutions keep your revenue flowing reliably.

Industry-leading 93.7% approval rates
PCI DSS Level 1 certified
24/7 monitoring and support

Accept All Major Card Networks

Process payments from customers worldwide with industry-leading authorization rates

Visa logo
Mastercard logo
American Express logo
Discover logo
JCB logo
Union Pay logo
Diners Club logo
Carte Bancaire logo
KEY CAPABILITIES

Built for Maximum Performance

Our card processing solution is designed for businesses that need reliable payment processing that won't let them down.

Smart Routing Technology

Our proprietary algorithm routes transactions to the optimal processor in r...

Multi-Processing Integration

Connect to multiple acquirers and payment processors through a single API, ...

Advanced Risk Management

AI-powered fraud prevention that balances security with approval rates, tai...

Real-time Analytics

Comprehensive dashboard with actionable insights on transaction performance...

Developer-Friendly API

Robust API documentation, SDKs, and sample code to help developers integrat...

Smart Routing Technology

Our proprietary algorithm routes transactions to the optimal processor in real-time, maximizing approval rates and minimizing costs.

27%
Higher approval rates
40ms
Average routing time
30+
Integrated processors

Intelligent transaction routing based on real-time data

Dynamic processor selection to maximize approvals

Automatic fallback handling for failed transactions

Cost optimization based on interchange and processor fees

BENEFITS

Why Choose TheroPay Card Processing

Purpose-built for businesses that need more than just basic payment processing

Global Acceptance

Process payments from customers worldwide with support for 135+ countries and all major currencies.

Industry-Leading Security

PCI DSS Level 1 compliant infrastructure with advanced encryption and tokenization capabilities.

Optimized Performance

Specialized processing solutions for merchants of all sizes across diverse industries.

Maximize Conversions

Sophisticated retry logic, intelligent routing, and decline recovery tools to boost approval rates.

Automatic Redundancy

No single point of failure with automatic failover between multiple processor connections.

Fully Customizable

Tailor processing rules, risk settings, and routing logic to your specific business needs.

VERSATILE PROCESSING

Complete Payment Flexibility

Our platform supports every payment use case from one-time purchases to complex subscription billing with built-in optimization for each transaction type.

One-Time Payments

Simple e-commerce transactions with optimized checkout flow

Recurring Billing

Subscription management with smart retry logic and card updater

Card-on-File Transactions

Securely store payment information for future purchases

Installment Payments

Split large transactions into multiple smaller payments

Learn More

E-Commerce Processing Features

3D Secure 2.0Included
Intelligent Retry LogicIncluded
Custom Payment FormsIncluded
Card TokenizationIncluded
Decline RecoveryIncluded

Processing Flow

Payment
Processing
Approval

Our optimized processing flow maximizes approval rates while minimizing risk.

Frequently Asked Questions

Everything you need to know about our card processing solutions

TheroPay supports all major card networks including Visa, Mastercard, American Express, Discover, JCB, UnionPay, and many more. Our global acquiring network ensures you can accept payments from customers worldwide.

Ready to Transform Your Payment Experience?

Start today with fast, simple setup

Join thousands of merchants who've found their payment solution with TheroPay's card processing.

Setup in 24-48 hours
No setup fees
Cancel anytime
Enterprise-grade security

"TheroPay helped us increase our approval rates by 27% while reducing processing costs. The integration was seamless."

Sarah Johnson, Director of Payments, GrowthCommerce