Superior card processing for modern businesses
Accept payments globally with industry-leading approval rates. Our specialized solutions keep your revenue flowing reliably.
Accept All Major Card Networks
Process payments from customers worldwide with industry-leading authorization rates
Built for Maximum Performance
Our card processing solution is designed for businesses that need reliable payment processing that won't let them down.
Anton AI™ Smart Routing
Anton AI evaluates each authorization in real time and routes it to the opt...
Multi-Processing & Redundancy
Plug into multiple acquirers and payout rails through a single TheroPay API...
Anton AI™ Risk & Compliance
ML-driven fraud prevention and policy controls tuned for high approval rate...
Real-Time Analytics & Insights
A live dashboard for approvals, decline taxonomy, breakage, and recovery op...
Developer-First API
Straightforward REST APIs, SDKs, and a realistic sandbox so your team ships...
Anton AI™ Smart Routing
Anton AI evaluates each authorization in real time and routes it to the optimal rail or acquirer based on cost, risk, and historical approval patterns.
Risk- and cost-aware routing powered by Anton AI™
Least-cost + highest-approval path selection per BIN/geo/MCC
Automatic fallback and re-attempt logic on soft declines
3DS/SCA orchestration and step-up only when it improves success
Why Choose TheroPay Card Processing
Purpose-built for businesses that need more than just basic payment processing
Global Acceptance
Process payments from customers worldwide with support for 135+ countries and all major currencies.
Industry-Leading Security
PCI DSS Level 1 compliant infrastructure with advanced encryption and tokenization capabilities.
Optimized Performance
Specialized processing solutions for merchants of all sizes across diverse industries.
Maximize Conversions
Sophisticated retry logic, intelligent routing, and decline recovery tools to boost approval rates.
Automatic Redundancy
No single point of failure with automatic failover between multiple processor connections.
Fully Customizable
Tailor processing rules, risk settings, and routing logic to your specific business needs.
Complete Payment Flexibility
Support every use case—from instant checkouts to complex subscriptions—with built-in optimization per transaction type.
One-Time Payments
Simple checkout for immediate purchases with optimized UX
Recurring Billing
Subscriptions with smart retry scheduling and automatic card updates
Card-on-File Transactions
Secure vaulted cards for faster repeat purchases
Installment Payments
Split higher tickets over multiple, predictable payments
E-Commerce Processing Features
Processing Flow
Optimized orchestration maximizes approvals while minimizing friction and risk.
Success Stories
See how merchants of all sizes are thriving with TheroPay card processing
Case studies coming soon
We’re packaging recent results into polished stories. Check back shortly.
Frequently Asked Questions
Common questions about our card processing solutions
TheroPay supports all major global card networks including Visa, Mastercard, American Express, Discover, JCB, Diners Club, and UnionPay. We also provide access to regional and local schemes to ensure maximum coverage in your target markets.
Ready to Transform Your Payment Experience?
Start today with fast, simple setup
Join other merchants who've found their payment solution with TheroPay's card processing.