ENTERPRISE PAYMENT INFRASTRUCTURE

Move faster. Process smarter. Scale globally.

Global payment orchestration built for uptime, speed, and conversion — with real-time failover and intelligent routing across multiple processors.

99.99% uptime SLA across global regions
Processor-agnostic failover & smart routing
AI-driven optimization to increase approvals

Start Integration Talk to Sales

PCI DSS Level 1

SOC 2 Type II

ISO 27001 Certified

TheroPay Dashboard

DEMO

Transaction Volume

Last 30 days

$1,245,320

+24.8% vs. last month

Approval Rate

94.3%

+2.1%

Processing Time

1.2s

-0.3s

Success Rate

99.98%

+0.01%

Recent Transactions

PERFORMANCE METRICS

Delivering Results at Global Scale

Real-world benchmarks from Anton AI™ routing and TheroPay’s infrastructure.

Approval Lift

Anton AI vs. baseline (pilot cohort)

+0.6% this quarter

Routing Decision Time

0ms

Anton AI median decision latency

p95: 68ms

False Positive Rate

Fraud screening tuned for approvals

Chargebacks ↓ 62%

Uptime Reliability

Redundant, multi-acquirer architecture

0 incidents last 120+ days

45+

Acquirers & APMs

135+

Countries Served

450ms

API p95 Latency

60+

Payment Methods

ENTERPRISE SOLUTIONS

Payments That Actually Work

A complete platform for accepting, routing, and paying out—designed to keep revenue moving when other processors say no.

Global Payment Processing

Anton AI™ smart routing across multi-acquirer rails to boost approvals and lower costs—without code rewrites.

Global coverage
Higher approvals with Anton AI™
Real-time monitoring

Explore solution

Cross-Border Payouts

Programmatic payouts to creators, vendors, and partners in 180+ countries with fast settlement and transparent FX.

Global coverage
Higher approvals with Anton AI™
Real-time monitoring

Explore solution

Alternative Payment Methods

100+ local APMs, wallets, BNPL, and crypto—localized UX with Anton-guided fallback to keep sales flowing.

Global coverage
Higher approvals with Anton AI™
Real-time monitoring

Explore solution

Compliance & Risk Management

Adaptive risk scoring, chargeback reduction, and streamlined KYC/KYB—tuned to protect approvals, not kill them.

Global coverage
Higher approvals with Anton AI™
Real-time monitoring

Explore solution

View All Solutions

INDUSTRY SOLUTIONS

Solutions for Every Business Model

Our flexible platform adapts to your unique business requirements, whether you're a global enterprise or an emerging startup.

Enterprise

Scalable infrastructure with global capabilities and enterprise-grade security

Global reachHigh-volume processingCustom integrations

Explore solution

Marketplaces

Multi-vendor payment solutions with automated payouts and sub-merchant management

Sub-merchant accountsSplit paymentsVendor onboarding

Explore solution

SaaS

Subscription management with flexible billing options and churn prevention

Recurring billingUpgrade/downgrade flowsDunning management

Explore solution

E-commerce

Optimized checkout experiences with higher conversion rates and global payment methods

Multiple currenciesLocal payment methodsOptimized checkout

Explore solution

Creative Economy

Creator economy solutions for memberships, tips, and content monetization

Mass payoutsContent monetizationMicro-transactions

Explore solution

Professional Services

Simplified billing capabilities with invoicing, recurring payments, and client management

Invoicing toolsClient portalsSubscription management

Explore solution

Need a custom solution for your business model?

Our team can build a tailored payment infrastructure that addresses your specific industry challenges and requirements.

Talk to Our Solutions Team

WHY CHOOSE THEROPAY

Enterprise-grade payment infrastructure

We've engineered a payment platform that delivers exceptional performance, reliability, and flexibility for businesses of all sizes.

Industry-leading approval rates

Smart routing technology achieves up to 30% higher approval rates than competitors

Multi-processor redundancy

Automatic failover across multiple payment processors ensures 99.99% uptime

Intelligent payment optimization

AI-powered algorithms route each transaction for maximum success probability

Global banking network

Direct integrations with 40+ banks across 6 continents for better settlement

Enterprise-grade support

Dedicated implementation teams with deep expertise in payment optimization

Developer-friendly platform

Comprehensive APIs with SDKs for all major languages and frameworks

Explore Our Platform

Processing Performance

LIVE DATA

Approval Rate93.7%

+2.3% this month

Avg. Processing Time1.2s

0.1s faster than last month

Uptime99.99%

No outages in 127 days

SEAMLESS ONBOARDING

Three Steps to Payment Success

Our streamlined implementation process is designed to get you processing payments quickly, with minimal friction and maximum support throughout your journey.

1-2 days

Application

Quick online application with industry specifics and business details. Our team reviews within 24-48 hours with high approval rates.

Simplified onboarding process
High-risk merchant friendly
Quick approval timeframes

Book Demo

3-5 days

Integration

Seamlessly integrate our payment infrastructure with comprehensive APIs, SDKs, or ready-to-use plugins for your platform.

Multiple integration options
Developer-friendly tools
Extensive code samples

View Documentation

1 day

Go Live

Launch with confidence backed by our 24/7 technical support team. Scale without limitations as your business grows globally.

Dedicated implementation support
Real-time monitoring tools
Continuous optimization

Talk to Sales

Fast & Reliable Integration

Our platform is designed for quick implementation and reliable operation

< 1 week

Average total integration time

99.99%

Platform uptime

24/7

Implementation support


            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });
          
            import { TheropayClient } from '@theropay/sdk';
            const client = new TheropayClient({ apiKey: '...' });
            const payment = await client.paymentIntents.create({
              amount: 2000,
              currency: 'usd',
              payment_method_types: ['card'],
            });

BUILT FOR DEVELOPERS

Powerful APIs, Developer Experience First

Our APIs are designed by developers, for developers. We've built the tools we always wanted: powerful, flexible, and thoroughly documented.

RESTful API Design

Consistent, predictable endpoints with comprehensive error handling and idempotency support.

Consistent naming conventionsComprehensive error responsesRequest idempotency

Smart Routing

Intelligent transaction routing across multiple processors to maximize approval rates and minimize costs.

Automatic failoverOptimized approval ratesCost-based routing

Webhook Engine

Real-time event notifications with automatic retries, signature verification, and event filtering.

Signed payloadsConfigurable retriesEvent filtering

Advanced Security

Enterprise-grade security with TLS 1.3, tokenization, mutual TLS, and IP allowlisting.

Mutual TLS supportIP allowlistingPCI DSS compliance

Explore API Documentation

99.99% API Uptime

24/7 Support

payment-intent.js

// Create a payment intent with TheroPay
import { TheropayClient } from '@theropay/sdk';

const theropay = new TheropayClient({
  apiKey: 'sk_test_51H...',
  environment: 'production'
});

// Define payment request with options
const createPayment = async () => {
  try {
    // Create a payment intent
    const paymentIntent = await theropay.paymentIntents.create({
      amount: 2000,    // $20.00
      currency: 'usd',
      description: 'Order #1234',
      payment_method_types: ['card', 'crypto', 'ach'],
      metadata: {
        order_id: '1234',
        customer_id: 'cus_JK5LhMzug2JzaA'
      },
      // Optional: Configure routing strategy
      routing_strategy: 'optimal_approval', 
    });
    
    // Return client secret for frontend initialization
    return {
      clientSecret: paymentIntent.client_secret,
      id: paymentIntent.id
    };
  } catch (error) {
    // Comprehensive error handling
    console.error('Payment creation failed:', error);
    throw new TheropayError(error);
  }
};

<?php
// Import TheroPay SDK
require_once('vendor/autoload.php');

// Configure with your API key
$theropay = new \Theropay\Client('sk_test_51H...');

function createPayment() {
    try {
        // Create a payment intent with advanced options
        $paymentIntent = $theropay->paymentIntents->create([
            'amount' => 2000,    // $20.00
            'currency' => 'usd',
            'description' => 'Order #1234',
            'payment_method_types' => ['card', 'crypto', 'ach'],
            'metadata' => [
                'order_id' => '1234',
                'customer_id' => 'cus_JK5LhMzug2JzaA'
            ],
            // Optimize for approval rates
            'routing_strategy' => 'optimal_approval'
        ]);
        
        // Return client secret for frontend
        return [
            'client_secret' => $paymentIntent->client_secret,
            'id' => $paymentIntent->id
        ];
    } catch (\Theropay\Exception\ApiErrorException $e) {
        // Detailed error handling
        echo 'Error: ' . $e->getMessage();
        throw $e;
    }
}

# Import TheroPay SDK
import theropay
from theropay.error import TheropayError

# Initialize client with API key
theropay.api_key = "sk_test_51H..."
theropay.environment = "production"

def create_payment():
    try:
        # Create a payment intent with advanced options
        payment_intent = theropay.PaymentIntent.create(
            amount=2000,    # $20.00
            currency="usd",
            description="Order #1234",
            payment_method_types=["card", "crypto", "ach"],
            metadata={
                "order_id": "1234",
                "customer_id": "cus_JK5LhMzug2JzaA"
            },
            # Optimize for approval rates with smart routing
            routing_strategy="optimal_approval"
        )
        
        # Return client secret and ID
        return {
            "client_secret": payment_intent.client_secret,
            "id": payment_intent.id
        }
    except TheropayError as e:
        # Detailed error handling
        print(f"Payment creation failed: {e.error_code}")
        print(f"Error message: {e.error_message}")
        raise

# Create a payment intent with API key authentication
curl https://api.theropay.com/v1/payment_intents \
  -X POST \
  -H "Authorization: Bearer sk_test_51H..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 2000,
    "currency": "usd",
    "description": "Order #1234",
    "payment_method_types": ["card", "crypto", "ach"],
    "metadata": {
      "order_id": "1234",
      "customer_id": "cus_JK5LhMzug2JzaA"
    },
    "routing_strategy": "optimal_approval"
  }'

# Retrieve a payment intent
curl https://api.theropay.com/v1/payment_intents/pi_1234567890 \
  -H "Authorization: Bearer sk_test_51H..."

API Uptime

99.999%

Global Edge Points

35+

GET STARTED TODAY

Ready to Transform Your Payments?

TheroPay combines Anton AI™ smart routing with a resilient, multi-acquirer stack — so you scale globally without sacrificing approvals, speed, or security.

8.4%+

Anton AI approval lift

35ms

Smart routing (median)

99.99%

Uptime SLA

45+

Acquirers & APMs

Fast integration

Global coverage

Enterprise security

Start Integration Talk to Sales

Typical setup time: ~15 minutes to first integration

Developer First

Clean APIs, SDKs, and examples — built by devs who’ve shipped high-scale payments.

Anton AI™ Routing

Real-time processor selection to maximize approvals and minimize costs.

24/7 Technical Support

Senior engineers on call when you need them — not just ticket takers.

TheroPay - Enterprise Payment Infrastructure

Move faster. Process smarter. Scale globally.

Delivering Results at Global Scale

Approval Lift

Routing Decision Time

False Positive Rate

Uptime Reliability

Payments That Actually Work

Global Payment Processing

Global Payment Processing

Cross-Border Payouts

Cross-Border Payouts

Alternative Payment Methods

Alternative Payment Methods

Compliance & Risk Management

Compliance & Risk Management

Solutions for Every Business Model

Enterprise

Marketplaces

SaaS

E-commerce

Creative Economy

Professional Services

Need a custom solution for your business model?

Enterprise-grade payment infrastructure

Processing Performance

Three Steps to Payment Success

Application

Integration

Go Live

Fast & Reliable Integration

Powerful APIs, Developer Experience First

RESTful API Design

Smart Routing

Webhook Engine

Advanced Security

Ready to Transform Your Payments?

Developer First

Anton AI™ Routing

24/7 Technical Support